5 Hints for Avoiding a Huge Divorce Bill
May 6th, 2008 by Howard MacKinnon
Getting divorced is never easy. But when you have to deal with high legal bills along with everything else it can be scarier than it has to be. We have come up with several ways you can keep your legal costs under control.
1. Do you really even need to hire a lawyer? If you are unsure of your legal rights or responsibilities then there is no substitute for the advice of a lawyer, especially one with experience in divorce matters. However, once you have had your questions answered, you may find that you can handle your divorce on your own - or with just a little help.
In most cases spouses are able to work out the terms of their divorce without needing to ask a judge to actually decide anything. These are called uncontested divorces. They still involve a lot of necessary paperwork and court office staff are not able to do it for you or give you detailed help. Some are not even allowed to give you all the forms. But there are other options.
One is a do-it-yourself divorce kit. You can buy one of these for about $30 at most bookstores or office supply stores. They give you the basic information you need along with the blank forms you will need to fill out. It will still take some time to read through and figure out what they are telling you to do but it has the advantage of being the cheapest possible option.
An easier alternative is a little more costly, between $200 and $300, but still much cheaper than hiring a lawyer. The Internet has several divorce document preparation services which will send you all the forms you need, already completed and ready for you to sign. You just follow the instructions they provide to file the forms with the court office. Yes, this is more expensive than the kits but much easier and will still save you a great deal compared with hiring a law firm.
2. Consider mediation. In the mediation process you are still in the driver’s seat, no judge gets involved and lawyers are optional. Instead a mediator, a professional trained in assisting spouses to negotiate with each other, will help you settle any issues you have been unable to agree upon. Even touchy issues are usually successfully resolved when both spouses are prepared to give mediation their best effort.
Mediators are professionals and a day of mediation will cost a few thousand dollars which you and your spouse can split. But if that saves each of you tens of thousands of dollars in legal bills then it is money well and wisely spent.
3. Free initial consultations are often offered by lawyers looking for your business. Before booking an appointment with a lawyer make sure the first 30 minutes or so will be free or else call someone else. It may be that after getting some preliminary information you will find that you won’t need a lawyer to handle your divorce and you can try one of the cheaper alternatives.
4. Understand how a lawyer’s bill is calculated. If the hourly rate is $200 then for every message you leave or brief conversation you have you will be billed at least $20. Each time you are tempted to call your lawyer and ask how things are progressing, take out a $20 bill and say goodbye to it - you might reconsider. A better idea is to arrange at the beginning to have copies of all letters written or received by your lawyer forwarded to you. You will still be billed for these copies but they will let you keep tabs on what is happening with your file without incurring any more fees than necessary.
5. Some, but not most, lawyers will agree to bill you a flat fee for your divorce. It won’t be cheap but at least it will give you the peace of mind of knowing what the damage is right from the start. If you need to arrange financing it helps to know how much you will need to borrow or set aside. You and your lawyer can then focus exclusively on results.
